If you have home insurance in the state of Florida, chances are you pay a higher premium than before after the storm crisis of 2004. With many Florida home insurance companies will go out of business because of the underwriting assessment irresponsible, many home owners were skeptical when their homeowners insurance switch from one operator to another. In order to have the peace of mind you need when securing home insurance, you should do your research on local companies and choose the most reputable companies that are ready for catastrophic loss...